Sell Your Fire Damaged House for Cash, As-Is.
We buy homes with fire, smoke, or water damage from putting the fire out. You do not repair anything, you do not clean anything, and you do not have to be there. We give you a written offer in 24 hours and you pick the close date. No fees, no judgment.
Or call (920) 717-4292Get your offer (60 seconds)
Tell us your address and what happened. We call back within 24 hours with a written cash offer.
A fire upends everything. Selling the house should not add to it.
A house fire takes more than walls and belongings. It takes your routine, your sense of safety, and sometimes a roof over your head while you figure out what comes next. You may be living in a hotel or with family, fighting with an insurance company, and staring at a property you cannot live in and are not sure anyone will buy.
Here is the hard truth most people learn the slow way: a regular buyer will not touch a fire-damaged home, and their mortgage lender will not approve a loan on one either. That leaves you stuck, paying to carry a house you cannot use. A cash sale removes that weight. We buy the property as it sits, handle the cleanup ourselves, and let you close and move on with money in hand.
What you are up against.
- Retail buyers want move-in-ready. Most buyers shopping the open market want a home they can live in today. A house with fire and smoke damage scares them off before they ever schedule a showing.
- Lenders will not fund the loan. Even when a buyer is interested, their mortgage lender will not approve a loan on a fire-damaged home. The deal collapses at the appraisal, often after weeks of waiting.
- Rebuild costs are high and uncertain. Fire damage hides behind the walls. Repair bids start high and climb once contractors find smoke in the framing or water in the subfloor. You rarely know the real number going in.
- Insurance is slow and may fall short. Claims take weeks or months, adjusters push back, and the final payout often does not cover the full cost to rebuild. Meanwhile the bills keep coming.
- Carrying costs continue while you cannot live there. Mortgage, taxes, and insurance keep running on a house you cannot use, on top of whatever you are paying for a place to stay.
How a cash sale solves it.
- We buy as-is, damage and all. Structural fire damage, smoke, soot, water from the fire crews. None of it stops us. We make a cash offer on the house in its current condition.
- You keep your insurance payout. We buy the house. Your insurance claim is a separate matter between you and your carrier, and the payout for your loss often stays with you. Confirm the details with your own adjuster, but in most cases you are not signing your claim over to us.
- Fast close stops the bleeding. We can close in as few as 7 days, which ends the carrying costs on a home you cannot live in. No more paying for a house you cannot use.
- No cleanup, ever. You do not haul out damaged belongings or scrub a single wall. Take what you want to keep and leave the rest. We deal with the cleanup after closing.
However bad the damage, there is a path to selling.
Fire damage comes in degrees. Wherever your house falls, a cash sale can fit. Here is where most sellers are when they call us.
A minor smoke or kitchen fire. The structure is sound but there is smoke, soot, and a smell that will not leave. Buyers still shy away and the cleanup is more involved than it looks. We buy it as-is so you skip the remediation and the haggling.
A major structural fire. Walls, framing, or the roof took real damage and the repair number is large and unclear. This is exactly the kind of house a cash buyer is built for. We price the lot and the rebuild ourselves and make you a written offer.
A total loss or tear-down candidate. The house cannot be saved and the value is in the land. We still buy it. You skip the demolition cost and the contractor calls, and we handle the property from there.
Still negotiating the insurance claim. You are not done with your carrier yet and you are not sure what your payout will be. That is fine. Reach out, tell us where the claim stands, and we will work around your timeline so you can close when it makes sense for you.
How it works after a fire.
Tell us about the fire and the damage
Submit the form or call. Tell us your address and what happened. Photos help, but you do not need them. We review the property the same day.
Get a written cash offer in 24 hours
We send a real number by email and text within one business day. We show our math if you ask. No obligation, walk away any time.
Close at a licensed title company
The title company clears any liens and wires you the proceeds. You pick the date. We handle the cleanup and the property after closing.
Cash sale vs. repairing and listing.
Fixing a fire-damaged home and putting it on the market is one option. Here is how it compares to a cash sale.
| Sell to EasyOffersCash | Repair and list it | |
|---|---|---|
| Time to resolve | As few as 7 days | Months of repairs, then 60 to 120 days to sell |
| Out-of-pocket repair cost | $0, sold as-is | Tens of thousands, often more than estimated |
| Who can buy it | We pay cash, no lender needed | Only after repairs pass an appraisal |
| Carrying costs while displaced | Stop at closing | Keep running for the full repair and sale window |
| Certainty of closing | Cash, no financing to fall through | Buyer's loan can collapse at the appraisal |
Straight answers about selling after a fire.
Do you really buy houses with fire damage?
Do I get to keep my insurance money?
What if the house is a total loss?
Do I have to clean it out or make repairs?
How fast can you close?
Do I pay any fees?
More questions? Read the full FAQ or call (920) 717-4292. You can also read our complete guide on how to sell your house fast for cash.
Tell us about your house. Get a number in 24 hours.
No obligation. If a cash sale is not your best option, we will say so and point you in the right direction.
You have enough to deal with. Let's get you a number today.
Submit your address. You will have a written cash offer within 24 hours. No repairs, no cleanup, no pressure. You pick the close date.
Get My Cash Offer Or call (920) 717-4292